Your Flood Coverage Guide
Here is the booklet: Download the NFIP Summary of Coverage (PDF). Eight pages, published by FEMA.
Read the exclusions twice. Most flood surprises live there, not in the covered list.
If the water already came in
If flood damaged your property and the insurer's number does not match the documented loss, appraisal may settle the amount. Send us the policy and the insurer's estimate. We will tell you whether your file fits.