Results and Case Studies
Read the dollars first
These are recorded appraisal outcomes from the firm's case files. Each dollar case starts with the insurer's first number and ends with the appraisal award. The source file does not establish whether each first number was an estimate, a payment, an offer, or another valuation. This page therefore uses the precise neutral label the record supports: insurer's first number.
Past results do not guarantee or predict your outcome. Your claim turns on your damage, documentation, policy, and panel.
Nathan Sheppard has completed more than 100 appraisals. The three dollar cases below are the recorded outcomes the firm's files support publishing with figures.
Three dollar cases, together
- Insurers' first numbers: $26,062.05
- Appraisal awards: $662,867.21
- Combined difference: $636,805.16
Debra
- Insurer's first number: $17,209.99
- Appraisal award: $258,587.23
- Difference: $241,377.24
- Approximately 15.0× the insurer's first number.
Scot
- Insurer's first number: $6,079.06
- Appraisal award: $274,450.46
- Difference: $268,371.40
- Approximately 45.1× the insurer's first number.
Mike
- Insurer's first number: $2,773.00
- Appraisal award: $129,829.52
- Difference: $127,056.52
- Approximately 46.8× the insurer's first number.
Commercial client
- Dollar amounts: not released.
- Recorded increase: 157 percent.
- Final valuation: approximately 2.6× the insurer's first number.
This case is published without dollar figures. No starting amount, award amount, or dollar difference is shown because the verified record does not release them.
Sam K., Hurricane Ian
Sam K. selected Loss Recovery Experts as appraiser on a Hurricane Ian claim after the insurer's initial offer fell far short of the loss. The claim settled at over 300 percent of that initial offer.
Sam wrote the firm a letter about the experience. The letter belongs here in full and in his own words.
What these cases have in common
The first number did not end the inquiry. The appraisal record forced the valuation back to the damaged property, the required repair, and the documents that supported each item.
That does not mean every low estimate belongs in appraisal. The disputed amount still needs to justify the time and expense of the process. The review tests that before the firm accepts an assignment.